{"id":140,"date":"2018-04-24T14:47:48","date_gmt":"2018-04-24T12:47:48","guid":{"rendered":"http:\/\/silvercapital-mgmt.com\/?page_id=140"},"modified":"2026-03-01T15:53:25","modified_gmt":"2026-03-01T14:53:25","slug":"investissement-immobilier","status":"publish","type":"page","link":"https:\/\/silvercapital-mgmt.com\/index.php\/investissement-immobilier\/","title":{"rendered":"Investissement immobilier"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbsection\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1&Prime; background_color=\u00a0\u00bb#fcfcfc\u00a0\u00bb custom_padding=\u00a0\u00bb11px|0px|51.1875px|0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16&Prime; custom_margin=\u00a0\u00bb|auto||155px||\u00a0\u00bb custom_padding=\u00a0\u00bb25.2969px|0px|0|24px||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb width=\u00a0\u00bb77.4%\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.25.1&Prime; text_font=\u00a0\u00bbMontserrat|||on|||||\u00a0\u00bb custom_margin=\u00a0\u00bb3px||2px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb0px||||false|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb text_text_color=\u00a0\u00bb#000000&Prime; text_orientation=\u00a0\u00bbjustified\u00a0\u00bb header_font=\u00a0\u00bbMontserrat||||||||\u00a0\u00bb sticky_enabled=\u00a0\u00bb0&Prime; filter_sepia=\u00a0\u00bb7%\u00a0\u00bb]<\/p>\n<div class=\"relative basis-auto flex-col -mb-(--composer-overlap-px) [--composer-overlap-px:28px] grow flex\">\n<div class=\"flex flex-col text-sm pb-25\">\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"8353d646-d93c-47ba-816f-fa2b53b9d1fc\" data-testid=\"conversation-turn-38\" data-scroll-anchor=\"true\" data-turn=\"assistant\" tabindex=\"-1\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] @w-sm\/main:[--thread-content-margin:--spacing(6)] @w-lg\/main:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div data-message-author-role=\"assistant\" data-message-id=\"8353d646-d93c-47ba-816f-fa2b53b9d1fc\" dir=\"auto\" data-message-model-slug=\"gpt-5-2\" class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full wrap-break-word light markdown-new-styling\">\n<h1 data-start=\"334\" data-end=\"368\"><span style=\"text-decoration: underline;\">FAMILY OFFICE &amp; GESTION PRIV\u00c9E<\/span><\/h1>\n<h2 data-start=\"369\" data-end=\"438\"><\/h2>\n<h2 data-start=\"369\" data-end=\"438\"><\/h2>\n<h2 data-start=\"369\" data-end=\"438\">Gouverner le capital. Pr\u00e9server la continuit\u00e9. Organiser l\u2019avenir.<\/h2>\n<p data-start=\"440\" data-end=\"629\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Silver Capital Management<\/span><\/span> accompagne des dirigeants, entrepreneurs et familles disposant d\u2019un patrimoine significatif n\u00e9cessitant une approche globale, structur\u00e9e et coordonn\u00e9e.<\/p>\n<p data-start=\"631\" data-end=\"874\">Lorsque le capital d\u00e9passe une certaine complexit\u00e9, la simple gestion financi\u00e8re ne suffit plus.<br data-start=\"727\" data-end=\"730\" \/>Il devient n\u00e9cessaire d\u2019orchestrer l\u2019ensemble des dimensions patrimoniales : financi\u00e8res, juridiques, fiscales, entrepreneuriales et familiales.<\/p>\n<h2 data-start=\"881\" data-end=\"924\"><span style=\"text-decoration: underline;\">Une approche inspir\u00e9e des Family Offices<\/span><\/h2>\n<p data-start=\"926\" data-end=\"1037\">Notre r\u00f4le ne consiste pas \u00e0 multiplier les solutions, mais \u00e0 structurer une architecture coh\u00e9rente et p\u00e9renne.<\/p>\n<p data-start=\"1039\" data-end=\"1061\">Nous intervenons sur :<\/p>\n<p data-start=\"1063\" data-end=\"1410\">\u2022 Structuration globale des actifs professionnels et personnels<br data-start=\"1126\" data-end=\"1129\" \/>\u2022 Organisation des holdings et des flux financiers<br data-start=\"1179\" data-end=\"1182\" \/>\u2022 Coordination des conseils (avocats, fiscalistes, notaires, banques priv\u00e9es)<br data-start=\"1259\" data-end=\"1262\" \/>\u2022 Gouvernance familiale et pactes d\u2019organisation<br data-start=\"1310\" data-end=\"1313\" \/>\u2022 Pr\u00e9paration \u00e0 la cession ou \u00e0 la transmission<br data-start=\"1360\" data-end=\"1363\" \/>\u2022 Supervision strat\u00e9gique des investissements<\/p>\n<p data-start=\"1412\" data-end=\"1518\">Nous agissons comme chef d\u2019orchestre patrimonial, garant de la coh\u00e9rence et de l\u2019alignement des d\u00e9cisions.<\/p>\n<h2 data-start=\"1525\" data-end=\"1573\"><span style=\"text-decoration: underline;\">Gestion priv\u00e9e : rigueur et vision long terme<\/span><\/h2>\n<p data-start=\"1575\" data-end=\"1642\">La gestion priv\u00e9e au sein de Silver Capital Management repose sur :<\/p>\n<p data-start=\"1644\" data-end=\"1868\">\u2022 Allocation d\u2019actifs strat\u00e9gique et disciplin\u00e9e<br data-start=\"1692\" data-end=\"1695\" \/>\u2022 S\u00e9lection exigeante des partenaires<br data-start=\"1732\" data-end=\"1735\" \/>\u2022 Diversification ma\u00eetris\u00e9e<br data-start=\"1762\" data-end=\"1765\" \/>\u2022 Int\u00e9gration des contraintes fiscales et internationales<br data-start=\"1822\" data-end=\"1825\" \/>\u2022 Reporting transparent et suivi r\u00e9gulier<\/p>\n<p data-start=\"1870\" data-end=\"1992\">Chaque d\u00e9cision est prise dans une logique de pr\u00e9servation du capital, de croissance mesur\u00e9e et de transmission ma\u00eetris\u00e9e.<\/p>\n<h2 data-start=\"1999\" data-end=\"2022\"><span style=\"text-decoration: underline;\">Notre valeur ajout\u00e9e<\/span><\/h2>\n<p data-start=\"2024\" data-end=\"2202\">\u2714 Vision globale et ind\u00e9pendante<br data-start=\"2056\" data-end=\"2059\" \/>\u2714 Coordination experte multi-intervenants<br data-start=\"2100\" data-end=\"2103\" \/>\u2714 Confidentialit\u00e9 absolue<br data-start=\"2128\" data-end=\"2131\" \/>\u2714 Approche sur mesure<br data-start=\"2152\" data-end=\"2155\" \/>\u2714 Strat\u00e9gie patrimoniale interg\u00e9n\u00e9rationnelle<\/p>\n<p data-start=\"2204\" data-end=\"2316\">\n<h5 data-start=\"2204\" data-end=\"2316\"><strong>Parce qu\u2019un patrimoine important ne se g\u00e8re pas seulement :<\/strong><br data-start=\"2263\" data-end=\"2266\" \/><strong>il se gouverne avec m\u00e9thode, prudence et ambition.<\/strong><\/h5>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<div id=\"thread-bottom-container\" class=\"sticky bottom-0 group\/thread-bottom-container relative isolate z-10 w-full basis-auto has-data-has-thread-error:pt-2 has-data-has-thread-error:[box-shadow:var(--sharp-edge-bottom-shadow)] md:border-transparent md:pt-0 dark:border-white\/20 md:dark:border-transparent print:hidden content-fade single-line flex flex-col\">\n<div id=\"thread-bottom\">\n<div class=\"text-base mx-auto [--thread-content-margin:--spacing(4)] @w-sm\/main:[--thread-content-margin:--spacing(6)] @w-lg\/main:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 mb-4\">\n<div class=\"pointer-events-auto relative z-1 flex h-(--composer-container-height,100%) max-w-full flex-(--composer-container-flex,1) flex-col\">\n<form class=\"group\/composer w-full\" data-type=\"unified-composer\">\n<div class=\"\">\n<div class=\"bg-token-bg-primary corner-superellipse\/1.1 cursor-text overflow-clip bg-clip-padding p-2.5 contain-inline-size motion-safe:transition-colors motion-safe:duration-200 motion-safe:ease-in-out dark:bg-[#303030] grid grid-cols-[auto_1fr_auto] [grid-template-areas:'header_header_header'_'leading_primary_trailing'_'._footer_.'] group-data-expanded\/composer:[grid-template-areas:'header_header_header'_'primary_primary_primary'_'leading_footer_trailing'] shadow-short\" data-composer-surface=\"true\">\n<div class=\"-my-2.5 flex min-h-14 items-center overflow-x-hidden px-1.5 [grid-area:primary] group-data-expanded\/composer:mb-0 group-data-expanded\/composer:px-2.5\">\n<div class=\"wcDTda_prosemirror-parent text-token-text-primary max-h-[max(30svh,5rem)] max-h-52 min-h-[var(--deep-research-composer-extra-height,unset)] flex-1 overflow-auto [scrollbar-width:thin] default-browser vertical-scroll-fade-mask\">\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<h3 data-start=\"198\" data-end=\"276\"><\/h3>\n<p>&nbsp;<\/p>\n<p data-start=\"2112\" data-end=\"2186\">\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbsection\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; background_color=\u00a0\u00bb#1e4a74&Prime; use_background_color_gradient=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_stops=\u00a0\u00bb#1e4a74 0%|#287aa0 100%\u00a0\u00bb background_color_gradient_start=\u00a0\u00bb#1e4a74&Prime; background_color_gradient_end=\u00a0\u00bb#287aa0&Prime; min_height=\u00a0\u00bb1107.3px\u00a0\u00bb custom_padding=\u00a0\u00bb50px|0px|51.1875px|0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row admin_label=\u00a0\u00bbrow\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.1&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_image src=\u00a0\u00bbhttp:\/\/silvercapital-mgmt.com\/wp-content\/uploads\/2026\/02\/istockphoto-1349380508-612&#215;612-1.jpg\u00a0\u00bb title_text=\u00a0\u00bbistockphoto-1349380508-612&#215;612&Prime; align_tablet=\u00a0\u00bbcenter\u00a0\u00bb align_phone=\u00a0\u00bbcenter\u00a0\u00bb align_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1&Prime; transform_scale=\u00a0\u00bb115%|115%\u00a0\u00bb max_width=\u00a0\u00bb84%\u00a0\u00bb custom_margin=\u00a0\u00bb-13px|||||\u00a0\u00bb custom_padding=\u00a0\u00bb|307px||||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00a0\u00bb4.17.1&Prime; text_font=\u00a0\u00bb||||||||\u00a0\u00bb background_layout=\u00a0\u00bbdark\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h1 style=\"text-align: left;\"><strong>Le Plan d&rsquo;Epargne Retraite (PER)<\/strong><\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.16&Prime; text_font=\u00a0\u00bb||||||||\u00a0\u00bb background_layout=\u00a0\u00bbdark\u00a0\u00bb custom_padding=\u00a0\u00bb||0px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p class=\"p1\">\n<p>Le Plan d&rsquo;\u00e9pargne retraite (PER) est un produit d&rsquo;\u00e9pargne \u00e0 long terme en France destin\u00e9 \u00e0 aider les particuliers \u00e0 se constituer une \u00e9pargne pour leur retraite. Ce plan a \u00e9t\u00e9 cr\u00e9\u00e9 par la loi Pacte en 2019 pour remplacer plusieurs dispositifs d&rsquo;\u00e9pargne retraite existants (PERP, PERCO, etc.) et pour simplifier le paysage de l&rsquo;\u00e9pargne retraite en France.<\/p>\n<p>Le PER permet aux particuliers de b\u00e9n\u00e9ficier d&rsquo;un cadre fiscal avantageux pour \u00e9pargner en vue de leur retraite. Les versements effectu\u00e9s sur le PER sont d\u00e9ductibles de l&rsquo;imp\u00f4t sur le revenu dans certaines limites, ce qui permet de r\u00e9duire le montant de l&rsquo;imp\u00f4t \u00e0 payer. En outre, les gains r\u00e9alis\u00e9s sur le PER sont exon\u00e9r\u00e9s d&rsquo;imp\u00f4t sur le revenu tant que les sommes restent investies dans le plan. Les retraits effectu\u00e9s sur le PER sont imposables au moment du d\u00e9part \u00e0 la retraite, mais le taux d&rsquo;imposition peut \u00eatre plus avantageux que celui appliqu\u00e9 aux revenus courants.<\/p>\n<p>Il existe trois types de PER en France :<\/p>\n<ul>\n<li>Le PER individuel (PERin) : accessible \u00e0 tout particulier, il permet de se constituer une \u00e9pargne retraite \u00e0 titre individuel ;<\/li>\n<li>Le PER collectif (PERcol) : accessible aux salari\u00e9s via leur entreprise, il est propos\u00e9 par l&#8217;employeur et permet aux salari\u00e9s de se constituer une \u00e9pargne retraite avec l&rsquo;aide de leur entreprise ;<\/li>\n<li>Le PER obligatoire (PERoblig) : accessible aux salari\u00e9s des entreprises qui ont mis en place une obligation d&rsquo;adh\u00e9sion \u00e0 un r\u00e9gime de retraite suppl\u00e9mentaire, il est obligatoire pour les salari\u00e9s concern\u00e9s.<\/li>\n<\/ul>\n<p>Les fonds investis sur le PER peuvent \u00eatre investis dans diff\u00e9rents types d&rsquo;actifs tels que les actions, les obligations ou les produits structur\u00e9s. Les particuliers peuvent choisir eux-m\u00eames leur profil d&rsquo;investissement en fonction de leur aversion au risque.<\/p>\n<p>En conclusion, le Plan d&rsquo;\u00e9pargne retraite est un dispositif int\u00e9ressant pour aider les particuliers \u00e0 pr\u00e9parer leur retraite en France. Il offre des avantages fiscaux significatifs tout en offrant une grande flexibilit\u00e9 en termes de choix d&rsquo;investissement et de types de plan.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>FAMILY OFFICE &amp; GESTION PRIV\u00c9E Gouverner le capital. Pr\u00e9server la continuit\u00e9. Organiser l\u2019avenir. Silver Capital Management accompagne des dirigeants, entrepreneurs et familles disposant d\u2019un patrimoine significatif n\u00e9cessitant une approche globale, structur\u00e9e et coordonn\u00e9e. Lorsque le capital d\u00e9passe une certaine complexit\u00e9, la simple gestion financi\u00e8re ne suffit plus.Il devient n\u00e9cessaire d\u2019orchestrer l\u2019ensemble des dimensions patrimoniales : [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-140","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/silvercapital-mgmt.com\/index.php\/wp-json\/wp\/v2\/pages\/140","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/silvercapital-mgmt.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/silvercapital-mgmt.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/silvercapital-mgmt.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/silvercapital-mgmt.com\/index.php\/wp-json\/wp\/v2\/comments?post=140"}],"version-history":[{"count":22,"href":"https:\/\/silvercapital-mgmt.com\/index.php\/wp-json\/wp\/v2\/pages\/140\/revisions"}],"predecessor-version":[{"id":787,"href":"https:\/\/silvercapital-mgmt.com\/index.php\/wp-json\/wp\/v2\/pages\/140\/revisions\/787"}],"wp:attachment":[{"href":"https:\/\/silvercapital-mgmt.com\/index.php\/wp-json\/wp\/v2\/media?parent=140"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}